1.

Memory Lapses:

Ÿ

Forgetting to pay bills, or paying them more than once

Ÿ

Difficulty remembering personal property (and its value) or estate plan

2.

Disorganization

Ÿ

Problems organizing and keeping track of bills, statements, other documents

eg., papers scattered throughout the house

Ÿ

Increased difficulty preparing (or organizing) annual taxes

3.

Math Mistakes:

Ÿ

Math and counting errors in everyday life (eg., making change, tipping)

Ÿ

Problems balancing checkbook

4.

Confusion:

Ÿ

Difficulty understanding basic terms and concepts (eg., like loan or interest

Ÿ

Trouble understanding personal estate plan, despite repeated explanations

5.

Impaired Judgment:

Ÿ

Questionable or poor financial decisions

Ÿ

New interest in lotteries and get-rich schemes