Financial Concerns

This link serves as a checklist for applying for financial aid. The process of completing the paperwork and receiving financial aid can be extremely complicated at times. However, there are trained professionals at UAB who are here to make the process both understandable and manageable for every student. If you find you need help at any point with understanding or applying for financial aid, you can call 205-934-8223 or visit the Financial Aid Office located at the Hill University Center room 317. Make sure to ask to speak with a financial aid counselor.

This is a one stop, national financial aid resource. It will allow you to search for national scholarships and loans. You may also need to calculate your budget for the semester, interest rates of your financial aid, or projected college cost for your four years…no worries! This website has dozens of financial calculators that can be of assistance to you. Finally, this site also contains other very useful resources such as frequently asked questions about financial aid and instructions on how to accurately complete the necessary documents to receive your aid.

There are loans, grants, and programs available to students who demonstrate financial need. Take advantage of the low interest rates and long-term payment options if you qualify for a need-based loan. If you qualify for a grant, unlike a loan, you do not have to repay the money. Work-study is also a major resource for students who qualify to participate in this program since it allows them to work on-campus. In order to qualify for any of these, all you need to do is complete your FAFSA. If you have questions, please contact Financial Aid located at 317 Hill University Center at 205-934-8223.

Low interest rates and long-term payment plans are a definite benefit to these loans for students considered non-need-based. Grants and programs are more limited for students deemed without financial need, but some do exist. Once again, you will need to complete your FAFSA in order to qualify for these. If you have questions, please contact Financial Aid located at 317 Hill University Center at 205-934-8223.

This is the FAFSA site which can also help you understand any pending questions you may have about completing the FAFSA paperwork.

UAB is one of the largest employers in the state of Alabama. Consider working where you go to school. It will cut down on travel time between school and work. The time you save by not traveling can be time spent studying for your next test.

This article describes the potential pitfalls of credit card use and presents information that you should know about long-term consequences of bad credit.